RIQUID — TERMS OF USE

Last updated: 04th of August 2026 Version: 1.0 (Beta)

PLAIN-LANGUAGE SUMMARY (not a substitute for the Terms): riquid.io is a website interface to autonomous smart contracts on BNB Smart Chain. Nobody holds your funds, nobody can reverse your transactions, and nothing here is investment advice. The software is in BETA and may contain errors that result in the total loss of anything you deposit, trade, or hold. Tokens launched through the protocol are created by independent third parties and are overwhelmingly likely to lose all value. If you do not accept these risks in full, do not use the Interface.

1. Acceptance of these Terms

These Terms of Use ("Terms") are a binding agreement between you ("you", "user") and the operator of the riquid.io website interface (the "Operator", "we", "us"). By accessing or using riquid.io, any subdomain, application, API, or tool we make available (together, the "Interface"), or by requesting or using test access, you accept these Terms in full. If you do not agree, you must not access the Interface.

We may amend these Terms at any time by posting an updated version with a revised date. Your continued use after posting constitutes acceptance. Material changes during the Beta should be expected.

2. The Interface is not the Protocol

The Interface is one of many possible ways to view and interact with the Riquid protocol — a set of autonomous, self-executing smart contracts deployed on BNB Smart Chain (the "Protocol"). You must understand and agree that:

• The Protocol is not the Operator. The smart contracts execute automatically according to their code. Once deployed, core mechanics (bonding curves, graduation, liquidity reserves, fee routing, reward accounting, Phoenix migrations) operate without our intervention, and in most respects cannot be altered, paused, or reversed by us or anyone else.
• We never custody your assets. At no point do we hold, control, or have access to your tokens, funds, private keys, or wallets. Every interaction is executed directly between your self-custodied wallet and the Protocol.
• We are not a counterparty. We are not a party to, and have no control over, any trade, token launch, liquidity event, reward distribution, or migration executed through the Protocol.
• We are not an exchange, broker, dealer, money transmitter, custodian, financial adviser, or fiduciary, and we owe you no fiduciary duties whatsoever.
• The Interface displays data derived from public blockchains and third-party services. We do not guarantee its accuracy, completeness, or timeliness. The blockchain, not the Interface, is the sole source of truth.
• The Protocol is permissionless: it can be accessed by other interfaces, bots, and direct contract calls that we do not operate or control. Blocking or discontinuing the Interface does not and cannot disable the Protocol.

3. BETA STATUS — read this section twice

The Protocol and Interface are provided as experimental beta software:

• Expect defects. The software may contain bugs, vulnerabilities, mispricings, accounting errors, and design flaws — known and unknown — that can cause the partial or total loss of all assets you commit, instantly and irreversibly.
• Audits are incomplete or pending. Until stated otherwise, the smart contracts have not completed a full external security audit. Even completed audits do not guarantee safety.
• Everything may change. During the Beta we may modify, add, remove, or reconfigure features, parameters, fee splits, reward schedules, eligibility rules, and supported networks at any time, without notice, and without compensation.
• Test environments are worthless by design. Test-network deployments, test tokens, test USDT, points, badges, statuses, and balances have no monetary value, may be reset, wiped, or abandoned at any time, and create no entitlement, claim, or expectation of any kind — including no entitlement to any future token, airdrop, allocation, or benefit.
• "Founding status" and similar designations offered to test participants are discretionary, revocable, non-transferable, and carry no promised or implied financial value.
• Access is limited and revocable. Test access is granted, throttled, suspended, or revoked at our sole discretion, without reason or notice.
• Feedback. Any feedback, ideas, or suggestions you provide may be used by us without restriction or compensation.

4. Eligibility

By using the Interface you represent and warrant that:

• You are at least 18 years old and have full legal capacity to enter these Terms;
• You are not located in, incorporated in, a citizen or resident of, or accessing the Interface from any jurisdiction where such use is unlawful, and not from any jurisdiction we restrict, which may include, without limitation, the United States of America, and any state, country, or territory embargoed or sanctioned by the United Nations, the European Union, the United Kingdom, or the U.S. Office of Foreign Assets Control (OFAC);
• You are not a sanctioned person or listed on any sanctions or restricted-parties list, and you are not acting for the benefit of any such person;
• You are not using VPNs, proxies, or other tools to disguise a restricted location;
• Your use complies with all laws applicable to you, including securities, commodities, tax, and anti-money-laundering laws — determining whether the Interface and Protocol are lawful for you is solely your responsibility;
• You are sophisticated in blockchain technology and digital-asset risk, and you are able to bear the complete loss of all amounts you commit.

We may restrict access by geography, wallet address, or any other criterion at any time.

5. Assumption of risk

You use the Interface and Protocol entirely at your own risk. Without limitation, you acknowledge and accept:

1. Total-loss risk. Digital assets — above all memecoins and newly launched tokens — are extremely volatile and speculative. The overwhelming majority of tokens launched on launchpad platforms lose substantially all of their value. You may lose everything. Commit nothing you cannot afford to lose completely.
2. Smart-contract risk. Code may be exploited, may behave unexpectedly, or may interact adversely with other protocols (including the underlying DEX, oracle, randomness, and yield infrastructure). Losses from exploits or defects are irreversible and uncompensated.
3. Third-party token risk. Tokens launched through the Protocol are created by independent third parties, not by us. We do not review, endorse, vet, or verify any token, creator, or project. Names, logos, and claims of third-party tokens are theirs alone. The presence of a token on the Interface is not a recommendation.
4. Mechanism risk. Protocol mechanics — including reserve tiers, bid walls, reward epochs, fee splits, and randomness-dependent processes — are novel and may fail to function as described or intended. Documentation describes design intent, not a promise of outcome. No mechanism guarantees any price, floor, liquidity level, or return. "Buy walls" can be fully consumed; "floors" can break.
5. Migration (Phoenix) risk. You acknowledge that under published Protocol rules, tokens meeting failure conditions may be subject to holder-initiated migration votes that can convert or redistribute the value associated with your holdings into a different token without your individual consent, per the on-chain process. Holding a Protocol token constitutes acceptance of these rules.
6. Reward risk. Rewards, rebates, and creator fees depend on Protocol parameters, on-chain activity, randomness fulfillment, and third-party infrastructure. They may be delayed, reduced, changed pre-mainnet, or lost due to defects, and expire per Protocol rules. Rewards are utility mechanics of the Protocol, not investment returns, dividends, or yield promised by any party.
7. Liquidity provision risk. Providing liquidity exposes you to impermanent loss and may result in outcomes worse than holding. External LP participation earns only the native LP fee lane as configured on-chain.
8. Network and infrastructure risk. Blockchain congestion, forks, reorgs, validator or sequencer failures, oracle failures or manipulation, randomness-provider failures, RPC outages, and wallet or key compromise can each cause loss. You alone are responsible for your wallet and keys.
9. Regulatory risk. The legal treatment of digital assets, launchpads, and DeFi is unsettled and changing. Regulatory action could restrict or terminate the Interface, the Protocol's usability, or the value of any asset, anywhere, at any time.
10. Tax. You are solely responsible for determining and paying all taxes arising from your activity.
11. Display risk. Interface figures (prices, market caps, reserve meters, countdowns, estimates, APRs) are informational estimates and may be delayed, inaccurate, or wrong. Demonstrations and simulations are illustrative only.

6. No advice, no offer, no solicitation

Nothing on the Interface, in Protocol documentation, or in any communication by us or contributors constitutes investment, financial, legal, accounting, or tax advice, or an offer, solicitation, or recommendation to buy or sell any asset or to employ any strategy. All information is provided for general informational purposes only. Do your own research and consult your own licensed advisers.

7. Fees

Use of the Protocol incurs fees enforced by the smart contracts (including launch fees, curve trading fees, and post-graduation swap fees split among protocol participants as published), plus blockchain network (gas) fees that we neither set nor receive. Fee parameters are visible on-chain and in the documentation and may change during the Beta. All fees are non-refundable.

8. Prohibited conduct

You must not use the Interface to: violate any applicable law or sanctions program; engage in market abuse that is unlawful in a jurisdiction applicable to you; launder money or finance terrorism; infringe intellectual-property or other rights (including launching tokens using third-party names, marks, or likenesses without authorization); exploit or probe vulnerabilities, or interfere with, disable, or overburden the Interface or its infrastructure; scrape or misuse Interface data at abusive scale; misrepresent your identity or location to circumvent restrictions; or assist any third party in doing any of the above. We may deny Interface access to any wallet or person at our discretion, including addresses associated with illicit activity.

9. Third-party services and content

The Interface links to and depends on third-party services (wallets, blockchains, DEX infrastructure, oracles, randomness providers, yield markets, analytics, messaging platforms). We do not control and are not responsible for them. Token names, symbols, images, and metadata are user-generated content of their creators, who are solely responsible for them; by submitting content you grant us a worldwide, royalty-free license to display it via the Interface, and you warrant you have all necessary rights.

10. Intellectual property

The Interface's design, text, graphics, logos, and software (excluding user content and open-source components under their own licenses) are owned by or licensed to the Operator. We grant you a limited, revocable, non-exclusive, non-transferable license to access the Interface for its intended purpose. No other rights are granted.

11. Disclaimer of warranties

THE INTERFACE AND ALL INFORMATION ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, OR THAT THE INTERFACE OR PROTOCOL WILL BE UNINTERRUPTED OR ERROR-FREE. NO ADVICE OR INFORMATION OBTAINED FROM US CREATES ANY WARRANTY. SOME JURISDICTIONS DO NOT ALLOW CERTAIN EXCLUSIONS; IN THAT CASE THESE EXCLUSIONS APPLY TO THE MAXIMUM EXTENT PERMITTED.

12. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW: (a) IN NO EVENT WILL THE OPERATOR, ITS AFFILIATES, CONTRIBUTORS, DEVELOPERS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR DIGITAL ASSETS, ARISING FROM OR RELATING TO THE INTERFACE OR PROTOCOL, HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, EVEN IF ADVISED OF THE POSSIBILITY; (b) OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS SHALL NOT EXCEED THE GREATER OF USD 100 OR THE FEES YOU PAID TO THE OPERATOR THROUGH THE INTERFACE IN THE THREE (3) MONTHS PRECEDING THE CLAIM; (c) NOTHING EXCLUDES LIABILITY THAT CANNOT BE EXCLUDED UNDER APPLICABLE LAW. YOU ACKNOWLEDGE THAT THIS SECTION IS A FUNDAMENTAL BASIS OF THE BARGAIN AND THAT THE INTERFACE WOULD NOT BE PROVIDED WITHOUT IT.

13. Indemnification

You will indemnify, defend, and hold harmless the Operator and its affiliates, contributors, developers, and service providers from any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from or related to: your use of the Interface or Protocol; tokens you launch or content you submit; your breach of these Terms; or your violation of any law or third-party right.

14. Suspension and termination

We may suspend, restrict, or discontinue the Interface (in whole or part, globally or for specific users, wallets, or regions) at any time without notice or liability. Sections that by their nature should survive (including 5, 6, 9–13, 15–16) survive termination. Termination of the Interface does not affect the autonomous operation of the Protocol.

15. Governing law and dispute resolution

These Terms are governed by the laws of the Cayman Islands, without regard to conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Interface shall be finally resolved by binding, confidential arbitration seated in the Cayman Islands, conducted in English before a single arbitrator under the arbitration rules applicable at the seat, on an individual basis only. YOU WAIVE ANY RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN ANY CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. Claims must be brought within one (1) year of accrual or are permanently barred, where permissible.

16. General

These Terms (together with any posted policies) are the entire agreement between you and the Operator regarding the Interface and supersede all prior understandings. If any provision is unenforceable, it will be modified to the minimum extent necessary and the remainder stays in effect. Our failure to enforce any provision is not a waiver. You may not assign these Terms; we may assign them without restriction. Nothing creates any partnership, joint venture, employment, or agency relationship. Communications regarding these Terms: legal@riquid.io.

17. Privacy summary

The Interface is designed to minimize data collection. Blockchain transactions are public by nature and permanently visible to anyone; we do not control that. If you submit information through the test-access form (email address, wallet address, social handle, optional text), we use it solely to administer test access and related communications. We may use privacy-respecting analytics to operate and improve the Interface. We do not sell personal data. A fuller Privacy Notice, if posted, forms part of these Terms.

By using riquid.io you confirm that you have read, understood, and accepted these Terms in full — including the Beta status, the risk disclosures, the limitation of liability, and the arbitration and class-action waiver.